The Best Patient Resources

In the Indianapolis, IN Area

Financing & Payment Options for Dental Care

At South Circle Dental Care, we believe in pricing integrity and transparency, fully disclosing our costs for dental care, so that you can make an informed decision. We strive to estimate the cost of all treatment up front, so that you do not experience any “surprise fees” mid-treatment. We also generally increase our prices annually each January to stay consistent with inflation. We realize that your smile is a big investment, and much like other big investments (a car, a house, etc.), dental care can be expensive. With this in mind, we have developed the following payment policies, so that – just like a loan for a car or a mortgage for a house – we can make dental care affordable and fair for everyone! We accept payment in the forms of cash, personal check, Visa, Mastercard, and Discover. We accept most traditional insurance plans, and will gladly file your claims for you. We do not accept Medicaid. Payment is expected for services rendered that day. For patients without insurance, this will be the full fee. For patients with insurance, this will be the estimated co-pay. For patients without insurance who pay in-full at the time of diagnosis (during a hygiene or consult appointment), we are pleased to offer a 5% prepayment courtesy off your total fee! We are pleased to offer a 5% courtesy for our patients who are active or retired military without insurance. Thank you to our veterans for your service! For patients without insurance who are unable to make their payment at the time of service, we are pleased to offer the following payment options. Please contact our Financial Coordinator for details: • In-house payment plan • Outside financing through CareCredit • Smile Savers Club

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New Patient Dental Forms

Save time, take care of the paperwork now. Our New Patient Forms are now available so that you can complete them at your convenience, giving you time to carefully review our policies and procedures without having to do so at our office. Click on the “New Patient Forms” button to access the forms online.

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Dental Insurance Options

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Our office in Indianapolis, IN is committed to helping you maximize your insurance benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion must be paid as per the contract agreement. As a service to our patients, we will bill insurance companies for services. If you have any questions, our courteous staff is always available to answer them. If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the appropriate course of action. Once treatment has started, we will file your claims. To help us with your insurance filing, please complete the insurance questions on our New Patient Registration Forms. South Circle Dental Care in Indianapolis, IN accepts most insurance plans. Please have your insurance information accessible when scheduling your first appointment - that way we can verify your insurance benefits and minimize your out-of-pocket expense! Please bring your insurance card and information to your consultation dental appointment. Still have questions? We are here to help answer your questions!

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5-Star Google Review

"Everyone in the office is so friendly. It's very clean and they are always on time. Dr Zahm explains everything to you and very friendly and listens to any concern you share with him. Deb is my hygienist and does an excellent cleaning . I highly recommend this office to you."

— Roseann L.
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Meet Dr. Stephen Zahm

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Solutions For Missing Teeth

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Emergency Care For Painful Teeth

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Office Hours

Monday
8:00am - 5:00pm
Tuesday
8:00am - 5:00pm
Wednesday
8:00am - 5:00pm
Thursday
8:00am - 5:00pm
Friday
Closed

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